Lending lines

Products

€1,000,000 — €150,000,000

We unlock liquidity through companies' fixed assets. Every transaction is structured around the asset, the collateral and the timeline — never around a standard catalogue. Private capital for companies, developers and investors, with the speed and discretion the deal demands.

View track record

Lending across every sector

Residential
Commercial
Logistics
Hospitality
Industrial

Five lines, one discipline

Financial products structured around real collateral and private capital.

Línea 01
· Ticket · €1,000,000 — €150,000,000
Mortgage-backed loans
Liquidez con criterio.
Flexible short-, medium- and long-term capital secured by real estate. First-rank mortgage, no upfront fees, no CIRBE footprint.
Our funds deploy flexible capital that finances the exact phase of the deal the asset and the licensing calendar require. We work with first-rank mortgages, no compulsory cross-sell, and rapid drawdowns — the non-negotiable condition for closing when timing is critical.
Line terms
- No upfront fees
- No CIRBE footprint
- First-rank mortgage
- No compulsory cross-sell
- Financing up to 36 months
- Lending across every sector
- No early-repayment penalty
- Mortgage collateral underwrites the deal
- Interest paid monthly, quarterly or at maturity
Sub-products
Línea 02
· Ticket · €1,000,000 — €150,000,000
Corporate-backed loans
Deuda privada, sin dilución.
Private debt for corporate groups with mixed collateral — share pledges, asset pledges, personal guarantees — to hit milestones without diluting equity.
Flexible capital that lets the company hold its shareholding intact while executing its growth plan. Bespoke structures shaped by the nature of the project and the balance sheet of the group.
Use of proceeds
- Mergers
- Acquisitions
- Expansion plans
- Debt refinancing
- New production units
- External growth
- Shareholder restructuring
Debt types
- Senior debt
- Subordinated debt
- Mezzanine
Ver garantía corporativa
Línea 03
· Ticket · €1,000,000 — €150,000,000
Private equity
Co-inversión con tesis.
Co-investments in Spanish and European companies with a 4–7 year value-creation thesis. We bring both capital and strategic thinking.
We add management value through new investment strategies that accelerate the company's development. We pursue minority or control positions where our origination discipline can drive execution speed.
Target companies
- Established companies
- Companies with high growth potential
- Startups and early-stage businesses
Ver private equity
Línea 04
· Ticket · €1,000,000 — €150,000,000
Mergers & acquisitions
Fusión y adquisición — sin fricción.
End-to-end advisory on sale, integration and divestment processes. The company keeps its legal and operating identity intact.
We accompany the group from thesis to signing — strategic analysis, valuation, counterparty search, due diligence, term negotiation and close. Discreet processes, calendars kept.
Ver M&A
Línea 05
Collateral products
Lo que rodea la operación.
Guarantees, sureties, subsidised financing and wealth management — supporting lines around the core transaction.
Complementary lines that close the perimeter of the deal: financial and technical guarantees, end-to-end management of European, national and regional subsidies, and long-term wealth advisory for entrepreneurial families.
Sub-products

Línea 01

· Ticket · €1,000,000 — €150,000,000

Mortgage-backed loans

Liquidez con criterio.

Flexible short-, medium- and long-term capital secured by real estate. First-rank mortgage, no upfront fees, no CIRBE footprint.

Our funds deploy flexible capital that finances the exact phase of the deal the asset and the licensing calendar require. We work with first-rank mortgages, no compulsory cross-sell, and rapid drawdowns — the non-negotiable condition for closing when timing is critical.

Línea 02

· Ticket · €1,000,000 — €150,000,000

Corporate-backed loans

Deuda privada, sin dilución.

Private debt for corporate groups with mixed collateral — share pledges, asset pledges, personal guarantees — to hit milestones without diluting equity.

Flexible capital that lets the company hold its shareholding intact while executing its growth plan. Bespoke structures shaped by the nature of the project and the balance sheet of the group.

Línea 03

· Ticket · €1,000,000 — €150,000,000

Private equity

Co-inversión con tesis.

Co-investments in Spanish and European companies with a 4–7 year value-creation thesis. We bring both capital and strategic thinking.

We add management value through new investment strategies that accelerate the company's development. We pursue minority or control positions where our origination discipline can drive execution speed.

Línea 04

· Ticket · €1,000,000 — €150,000,000

Mergers & acquisitions

Fusión y adquisición — sin fricción.

End-to-end advisory on sale, integration and divestment processes. The company keeps its legal and operating identity intact.

We accompany the group from thesis to signing — strategic analysis, valuation, counterparty search, due diligence, term negotiation and close. Discreet processes, calendars kept.

Línea 05

Collateral products

Lo que rodea la operación.

Guarantees, sureties, subsidised financing and wealth management — supporting lines around the core transaction.

Complementary lines that close the perimeter of the deal: financial and technical guarantees, end-to-end management of European, national and regional subsidies, and long-term wealth advisory for entrepreneurial families.

Line terms

No upfront fees
No CIRBE footprint
First-rank mortgage
No compulsory cross-sell
Financing up to 36 months
Lending across every sector
No early-repayment penalty
Mortgage collateral underwrites the deal
Interest paid monthly, quarterly or at maturity

Sub-products

Use of proceeds

Mergers
Acquisitions
Expansion plans
Debt refinancing
New production units
External growth
Shareholder restructuring

Debt types

Senior debt
Subordinated debt
Mezzanine

Target companies

Established companies
Companies with high growth potential
Startups and early-stage businesses

Sub-products

Sectors

Five verticals, one underwriting discipline.

01 / 05
Residential
New-build schemes, build-to-rent and the refurbishment of landmark buildings.
02 / 05
Commercial
High-street retail, retail parks, core+ offices and repositionings.
03 / 05
Hospitality
Costa del Sol, Costa Tropical and urban gateways — boutique, lifestyle and grand resort.
04 / 05
Logistics
Last-mile warehouses, regional platforms and finalist land along logistics corridors.
05 / 05
Industrial
Productive assets, sale & lease-back, and asset-backed working-capital lines.

Process

From request to signing, with no surplus steps.

Cada operación atraviesa cinco etapas verificables. El cliente sabe en qué momento está, qué falta y quién lo está revisando.

01
Financing request
We capture the terms of the transaction, the asset and the proposed collateral.
02
Feasibility study
Technical, legal and asset analysis. Strict confidentiality.
03
Processing
Coordinated execution with funds, institutions and advisers through to close.
04
Agreement
Final structure with bespoke timelines, terms and guarantees.
05
Signing
Notarial close and drawdown. 100% of deals are seen through to completion.

Frequently asked

The mechanics of the operation.

Once the product is identified, what matters is how the deal is executed: timing, collateral, documentation and real use cases.

From the applicant's side, the workload is contained. After first contact and the submission of basic information on the operation, a feasibility response is issued within 24–48 hours. If it fits, we sign a term sheet with the proposed structure, due diligence opens (legal, technical and valuation) and, once completed, the closing and drawdown take place at the notary. Operational lift sits with our team and the advisers; we ask the applicant for information, we don't ask for management.
An initial assessment requires very little: description of the operation and purpose of the capital, asset summary (location, type, condition, indicative valuation), ownership, requested amount and exit plan (sale, refinancing or project liquidity). With that we issue an initial response. Formal documentation — title deeds, official valuation, financial statements, credit-registry standing — is gathered later, once the term sheet is signed.

Bring us your transaction

Transactions from €1M to €150M.

Confidential review. Considered response on timelines compatible with your deal.

View completed transactions

Products