Dexter Finance

Ticket · 1.000.000€ — 150.000.000€

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Product · Collateral

Wealth management

Independent advice and strategic planning for significant patrimonies — diversification, tax-and-estate structuring and access to opportunities beyond the retail-banking catalogue.

  • Independent advice
  • Asset diversification
  • Tax and estate planning
  • Family office structuring
  • Direct real-estate investment
  • Private-capital co-investment
  • Patrimonial succession
  • International coverage

Talk to the team.

A confidential request. We respond with judgement.

§ 01

How it works

Wealth management is the integral planning of a client's financial and patrimonial structure with a medium- and long-term horizon. It is not a closed investment product: it is professional accompaniment that combines diagnosis, strategy design, execution and oversight — with access to opportunities outside the retail-banking catalogue and an explicit alignment of interests between client and adviser.

Paso a paso · 04 tiempos

  1. Patrimonial diagnosis: analysis of the current portfolio, sector exposure, tax position, foreseen succession and objectives.

  2. Strategy design: allocation by asset class, investment horizons, legal and tax structuring.

  3. Execution: selection of vehicles, counterparts, products and operations — including direct real-estate investment and private capital.

  4. Oversight: quarterly review, tactical adjustments and accompaniment on punctual transactions (asset purchases, successions, restructurings).

§ 02

Who it fits

Professional wealth management fits profiles that have crossed the threshold at which retail banking stops adding value — and who seek an independent adviser with judgement and reach.

  • Family office in structuring

    Patrimonial family that needs to formalise a structure — governance, vehicles, investment policy, team — with support from an adviser experienced in the segment.

  • Post-exit entrepreneur

    Founder who has sold their company and needs to structure the resulting liquidity with a long-term patrimonial view.

  • HNW and UHNW individuals

    Individuals with significant assets needing real diversification and access to private-capital and real-estate opportunities beyond the retail bank.

  • Patrimonial succession

    Families in the process of generational handover that need to plan the transition of control, structure succession instruments and educate the next generation.

  • Geographic diversification

    Client with concentrated exposure to one jurisdiction needing to structure international investments with the correct legal and tax cover.

  • Operation co-investment

    Investor wishing to participate selectively in private-capital, real-estate or alternative-debt operations originated by Dexter, without the intermediation of a fund.

§ 03

Services we offer

The service is composed of independent lines activated according to the client's needs. There is no single proposal — each patrimony is worked on its concrete reality.

  • Independent advice

    Diagnosis, strategy and supervision without sale of in-house product. Alignment of interests is preserved by the nature of the mandate.

  • Asset diversification

    Portfolio rebalancing by asset class, geography and horizon — from liquidity through to private capital and direct real estate.

  • Tax and estate planning

    Efficient tax structuring, coordination with tax advisers, optimisation of wealth tax, transfer tax, income tax and succession.

  • Direct real-estate investment

    Access to real-estate investment opportunities outside retail — singular assets, positions in developers, international real estate.

  • Private capital for HNW

    Co-investment in private-equity, venture and alternative-debt operations originated by Dexter, with independent analysis and portfolio discipline.

  • Succession and family governance

    Design of family protocol, corporate structures for patrimonial transfer, training of the next generation in patrimonial management.

§ 04

Frequently asked questions

  • What is the minimum patrimony to work with you?

    There is no rigid threshold. The service is typically justified for significant liquid patrimonies — a figure each client will understand in the context of their own reality. The conversation starts with a no-obligation diagnosis, not with a request for figures.

  • Are you independent advisers or do you sell in-house products?

    We work as independent advisers. We do not sell our own financial product. Private-capital or real-estate opportunities we share come with full transparency on fees, conflicts and timelines.

  • How do you charge for your services?

    The standard model is a retainer fee agreed with the client — no retrocession of financial product. On punctual operations (asset sale-purchase, patrimonial M&A structuring) a success fee agreed at outset may apply.

  • Do you coordinate with my current tax and legal advisers?

    Yes — this is the standard approach. We do not replace the client's tax adviser or lawyer: we work with them, providing the financial and market perspective so that planning is integral.

  • Do you handle international structures and operations?

    Yes. The firm's international network allows operating in European, Latin American and Middle Eastern jurisdictions, always coordinating with local advisers of the relevant country for the legal and tax structure.

  • Do you work with already-constituted family offices?

    Yes. We accompany operating family offices as external advisers on specific areas — analysis of opportunities, due diligence on punctual operations, portfolio supervision — without overlap with the client's internal team.

Leer en profundidad
§ 01

Family office and professional patrimonial management

The boundary between personal patrimony and family vehicle is decisive. Beyond a certain size and complexity, formalising a family office — own or outsourced — stops being optional and becomes a necessity: clear governance, decision protocols, separation of functions, documented investment policy, professional team.

Our accompaniment covers both the constitution phase (single family office from scratch, multi-family office with other affine patrimonies, or outsourced structure) and the daily operation of an already-constituted family office. The choice between formats depends on the patrimony size, the portfolio complexity and the family's willingness to maintain an internal team or delegate.

§ 02

Dexter's approach to wealth management

Traditional banking has reduced wealth management to product: model portfolios, profiled funds, advice tied to the sale of in-house instruments. Efficient for the bank; not necessarily for the sophisticated patrimonial client.

Our model is the opposite. Independent advice, no retrocessions, explicit alignment between client and adviser. Access to private-capital and direct-real-estate opportunities that retail banking cannot offer. Operational discretion — client information does not circulate among commercial departments — and continuity in the team. What a significant patrimony requires, without the conflicts of interest of the banking model.

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